Access your Credit Report

The Credit Information Report (CIR) that banks base their decision while sanctioning a loan, can now be accessed by retail customers. This was previously only available to banks and other financial institutions. This is a very important piece of document and should be reviewed periodically to ascertain your credit worthiness. However, this information is only available to an individual after paying due fees and submitting self attested copy of valid identity and address proof. For these purposes, you can use your PAN Card, Passport or Voters ID as identity proof and Bank Account Statement, Telephone Bill or Electricity Bill as address proof. There is a fee of Rs. 142 which is payable in the form of Demand Draft in favor of Credit Information Bureau (India) Limited payable at Mumbai.

You can download CIR request form at http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf

Once downloaded and filled in you can request for a copy of your CIBIL Credit Information Report by the following methods:
Email: Email the duly filled CIR request form to myreport@cibil.com
However, you will need to send seft attested hard copies of your identitiy proof and address proof alongwith the DD of Rs. 142 to PO Box 17, Millennium Business Park, Navi Mumbai - 400710

Snail Mail: Mail the duly filled CIR  request form alongwith seft attested copies of your identitiy proof and  address proof alongwith the DD of Rs. 142 to PO Box 17, Millennium Business Park, Navi Mumbai - 400710

Fax: Fax duly filled CIR request form to 022-61404300
You will have to  send seft attested hard copies of your identitiy proof and address proof alongwith the DD of Rs. 142 to PO Box 17, Millennium Business Park, Navi Mumbai - 400710

If you have any queries you can get in touch with CIBIL at 022-61404300 or email consumerqueries@cibil.com

Hope the above information helps you guys and you are able to access this vital document for review.